Insurance

As a landlord, your insurance needs are more complex than that of normal home insurance and you will need sufficient cover. Your property is an investment, so protect your income and make sure you get comprehensive insurance cover.

The first thing to consider is what to insure. You will need to think about buildings, contents, public and employers liability, legal costs and landlord's rent guarantee insurance, as a minimum.

There are other, more specific insurances to consider, including emergency assistance to cover emergency repairs, and tax investigation insurance, should you suffer an investigation into your finances, as well as tenancy deposit protection.

A comprehensive insurance policy is an essential part of protecting your investment, so don’t cut corners, and safeguard your property.

Contact Ellis David for further information and to submit a quotation request.

  • The Full Story
  • Buildings

    Your property is your most important asset, and must be insured comprehensively. The POD's Featured Insurance Broker, Ellis... more

  • Contents

    Many landlords will have very different contents insurance from a normal homeowner. It is the tenant’s responsibility to... more

  • Public Liability & Employers Liability

    Public liability You might consider insuring against loss or injury sustained in your building, especially if you are... more

  • Landlord's Rent Guarantee Insurance

    As with legal costs, the best way to protect your rental income is to detailed checks on all... more

  • Tenancy Deposit Protection

    As of April 2007, all private landlords in England and Wales letting private residential property under an assured... more

  • Legal Costs

    If you wish to bring legal proceedings, or you yourself are sued, you will need adequate insurance to... more

  • Emergency Assistance

    This insurance will cover a contractor’s call out charges, labour charges and parts and materials too, in the... more

  • Tax Investigation Insurance

    Surviving a tax investigation can be time consuming and difficult, and you can insure against certain costs relating... more